Furkin Pet Insurance is a Canadian-based insurance company that specializes in providing coverage for cats and dogs. The company offers up to $20,000 per year of coverage for your furry friends, with a package of healthy perks and benefits. With a focus on providing comprehensive and affordable insurance options, Furkin Pet Insurance has quickly become a popular choice for pet owners across Canada.
Pet insurance can be a valuable investment for pet owners, as it can help cover unexpected veterinary expenses in the event of an accident or illness. With Furkin Pet Insurance, policyholders only pay a portion (co-insurance) of their total eligible veterinary or care expenses, and are then reimbursed the balance of these expenses after their annual deductible has been paid. This can help pet owners rebound from unexpected expenses and provide peace of mind when it comes to their pet’s health and wellbeing.
Furkin Pet Insurance offers a range of coverage options, including accident and illness coverage, advertising coverage, and more. The company also allows policyholders to personalize their pet insurance policy with three deductible options, allowing them to tailor their monthly premiums to fit their budget and ensure they’re getting the best coverage for their pet at a price that fits their needs. With 24/7 telehealth and online pet care resources, Furkin Pet Insurance provides a comprehensive and convenient solution for pet owners looking for reliable and affordable pet insurance.
What Is Furkin Pet Insurance?
Furkin Pet Insurance is a comprehensive pet insurance provider that offers accident and illness coverage for dogs and cats. The company’s policies are underwritten by Omega General Insurance Company and are distributed by Canada Pet Health Insurance Services, Inc.
Furkin’s policies cover a wide range of unexpected accidents and illnesses, including emergency veterinary care, surgeries, hospitalization, and prescription medications. The company also covers sick visit exam fees, taxes, and 24/7 telehealth services.
Furkin’s policies do not cover pre-existing conditions or routine/preventive care. However, the company offers a range of customizable coverage options to meet the unique needs of different pets and their owners.
Furkin is available in all provinces and territories in Canada, except for Quebec. The company distinguishes itself from other pet insurance providers by offering medium-cost premiums and a user-friendly online platform that allows pet owners to manage their policies and claims easily.
In summary, Furkin Pet Insurance provides comprehensive accident and illness coverage for dogs and cats, with customizable options to meet the unique needs of different pets and their owners. The company’s policies are underwritten by Omega General Insurance Company and are distributed by Canada Pet Health Insurance Services, Inc.
Coverage Options
Furkin Pet Insurance offers a range of coverage options to suit different budgets and needs. Pet owners can choose from three deductible options, which allow them to tailor their monthly premiums to their budget and ensure they’re getting the best coverage for their pets at a price that fits their needs.
In addition to the deductible options, Furkin Pet Insurance offers a range of coverage options for accident and illness coverage. These options include coverage for diagnostic tests, surgery, hospitalization, medications, and more. The specific coverage options vary depending on the plan chosen, but all plans come with over $4,000 of added pet owner assistance benefits, including lost pet recovery, pet travel assistance, and more.
Pet owners can also choose the reimbursement level that works best for them, with options ranging from 70% to 90%. The reimbursement level determines the percentage of eligible expenses that Furkin Pet Insurance will cover, with the pet owner responsible for the remaining percentage.
Overall, Furkin Pet Insurance offers a range of coverage options to suit different budgets and needs, with added pet owner assistance benefits to provide peace of mind. Pet owners can choose the coverage options that work best for them and their pets, ensuring they have the protection they need when unexpected veterinary bills arise.
Benefits of Furkin Pet Insurance
Furkin Pet Insurance offers a range of benefits to pet owners to ensure they can provide the best possible care for their furry friends. Here are some of the benefits of Furkin Pet Insurance:
Financial Security
Furkin Pet Insurance provides financial security to pet owners by covering unexpected veterinary expenses. With Furkin Pet Insurance, pet owners can have peace of mind knowing that they are protected against unexpected expenses that can arise due to accidents or illnesses.
Comprehensive Care
Furkin Pet Insurance offers comprehensive coverage for a range of medical conditions, including accidents, illnesses, and hereditary conditions. With Furkin Pet Insurance, pet owners can rest assured that their pets will receive the best possible care, without having to worry about the cost.
Peace of Mind
Furkin Pet Insurance provides peace of mind to pet owners by offering a range of benefits, including 24/7 telehealth support, pet owner benefits, and no per-condition limits. With Furkin Pet Insurance, pet owners can have the peace of mind knowing that their pets are covered and that they can access support and advice whenever they need it.
In addition to these benefits, Furkin Pet Insurance offers competitive pricing based on various factors, such as the pet’s breed, age, location, and the coverage chosen. With up to $20,000 in annual coverage and 80% of vet fees covered, Furkin Pet Insurance is an excellent option for pet owners looking for comprehensive and affordable coverage.
Policy Plans
Furkin Pet Insurance offers a range of policy plans that cater to the varying needs and budgets of pet owners. Here are the three main types of policy plans offered by Furkin:
Accident-Only Plans
Accidents can happen anytime, anywhere, and to any pet. Furkin’s Accident-Only Plans are designed to provide coverage for pets who are injured in an accident. These plans cover the cost of veterinary treatment, medications, and surgery required to treat injuries resulting from an accident.
Time-Limited Plans
Furkin’s Time-Limited Plans are designed to provide coverage for pets who suffer from illnesses or injuries that require veterinary treatment. These plans offer coverage for a specified period, usually 12 months, and have a maximum payout limit. Once the limit is reached, the coverage ends, and the pet owner is responsible for any further costs.
Lifetime Coverage
Furkin’s Lifetime Coverage is the most comprehensive policy plan offered by the company. It provides coverage for a pet’s entire life, as long as the policy is renewed annually. This plan covers the cost of veterinary treatment, medications, and surgery required to treat illnesses, injuries, and accidents. It also covers chronic conditions, hereditary conditions, and congenital conditions.
Furkin’s policy plans are customizable to meet the specific needs of each pet owner. The company offers a range of deductibles, reimbursement levels, and coverage options to choose from. Pet owners can also add on additional coverage, such as wellness care and dental care, to their policy plans for an extra cost.
In conclusion, Furkin Pet Insurance offers a variety of policy plans to suit the needs and budget of pet owners. The company’s Accident-Only Plans, Time-Limited Plans, and Lifetime Coverage plans provide coverage for a range of conditions and injuries. Pet owners can customize their policy plans to fit their specific needs and add on additional coverage for extra protection.
How to Choose the Right Plan
Choosing the right pet insurance plan can be a daunting task, but with the right information, it can be made simpler. Here are some tips to help you choose the right plan for your furry friend:
Consider Your Pet’s Needs
Before choosing a plan, consider your pet’s needs. What kind of coverage do they require? Do they have any pre-existing conditions that need to be covered? What is their breed and age? These factors will help you determine what kind of coverage you need.
Compare Different Plans
It’s important to compare different pet insurance plans before making a decision. Look for plans that offer comprehensive coverage, including coverage for accidents, illnesses, and routine care. Additionally, consider the deductible, co-pay, and premium costs.
Read the Fine Print
Be sure to read the fine print before choosing a pet insurance plan. Look for any exclusions or limitations, such as breed-specific exclusions or age restrictions. Additionally, make sure you understand the reimbursement process and any waiting periods.
Consider Customer Reviews
Customer reviews can provide valuable insights into the quality of a pet insurance plan. Look for reviews from customers who have filed claims and how the insurance company handled them. Additionally, consider the overall customer satisfaction rating.
By following these tips, you can choose the right pet insurance plan for your furry friend and have peace of mind knowing they are protected.
Claims Process
Filing a Claim
Filing a claim with Furkin Pet Insurance is a straightforward process. Each claim form comes with instructions on how to complete and submit the claim request. Pet owners need to complete the fillable form and send it to Furkin along with copies of paid veterinary fees or other invoices that may be applicable for that claim type.
Claim Assessment
Furkin Pet Insurance aims to process claims promptly. About 50% of claims are processed within 24 hours, and most claims are processed within 7-10 business days. Upon receipt of the claim, Furkin assesses the claim and evaluates it according to the pet owner’s policy terms and conditions.
Reimbursement
Once Furkin approves the claim, it processes payment of the claim. Furkin reimburses pet owners for eligible expenses according to the policy’s reimbursement percentage. The reimbursement percentage varies based on the policy chosen by the pet owner.
Furkin Pet Insurance has additional forms for other types of claims, including claims for pre-existing conditions, wellness care, and prescription medications. Furkin’s claims process is transparent and straightforward, allowing pet owners to focus on their pets’ care without worrying about the financial burden of unexpected veterinary expenses.
Customer Service and Support
Furkin Pet Insurance offers excellent customer service and support to its members. Members can contact the care team for support and sales questions from Monday to Friday between 6:00 am to 6:00 pm PT. The care team can be reached by calling 1-888-453-1088 or emailing [email protected].
Furkin also offers a 24/7 telehealth service that provides members with access to veterinary nurses around the clock. The service is available toll-free by calling 1-888-453-1005. Veterinary nurses are available to support members if they have concerns regarding their pet’s health before taking them to an emergency hospital or visiting their regular veterinarian.
Furkin’s website also provides a comprehensive FAQ section that answers common questions about pet insurance. Members can find information on how pet insurance works, deductible options, and definitions of terms related to pet insurance. The FAQ section is a great resource for members to make informed decisions about their pet insurance coverage.
Overall, Furkin Pet Insurance provides excellent customer service and support to its members. Members can reach out to the care team for assistance, use the 24/7 telehealth service, and access the comprehensive FAQ section on the website to get answers to their questions.
Cost of Furkin Pet Insurance
Furkin Pet Insurance offers comprehensive coverage for cats and dogs with affordable premiums. The cost of the insurance depends on various factors such as the age, breed, and health condition of the pet.
Premium Calculations
Furkin Pet Insurance uses a unique premium calculation method that takes into account the specific needs of each pet. The premium is based on factors such as the pet’s age, breed, location, and health history. The company offers a range of coverage options to suit different budgets and needs.
Deductibles and Co-Pays
Furkin Pet Insurance offers flexible deductibles and co-pays to help pet owners manage their out-of-pocket expenses. The deductible is the amount that the pet owner needs to pay before the insurance coverage kicks in. The co-pay is the percentage of the total cost that the pet owner needs to pay after the deductible has been met.
Furkin Pet Insurance offers deductible options ranging from $0 to $1,000, and co-pay options ranging from 10% to 30%. The higher the deductible, the lower the premium, and the lower the co-pay, the higher the premium.
In conclusion, Furkin Pet Insurance offers affordable and flexible coverage options for cats and dogs. The premium calculation method takes into account various factors, and the company offers a range of deductibles and co-pays to suit different budgets and needs.